Our company provides independent wealth consulting services exclusively to ultra-high-net-worth individuals.
We believe there is another way to provide multi-family office services. Another independent, cost-efficient and risk-controlled way.
We do not receive third-party incentives. Our income comes exclusively from customers, which eliminates any potential conflict of interest. We combine the best of two worlds: the advantages of being an independent, flexible boutique and the benefits of belonging to the leading financial group in our country. This allows us to deliver our customers innovative, exclusive solutions.
Víctor Allende is CEO of Private Banking Business at CaixaBank, in Spain, a role he has held since 2015. He began his career in 1999 in the UHNW and Financial Institutions sales division at AB Asesores in Madrid. In 2004, Victor was appointed as Head of the department of UHNW clients in Iberia at Morgan Stanley; after which he became the Head of Business Development (2006).
In 2008 Victor was appointed as the head of Business Development in the Private and Personal Banking division of CaixaBank and thereafter became the Director of Private and Personal Banking in the Regional Area of Catalonia, a role he held until 2014.
Víctor is member of the Board of Directors of VidaCaixa since 2016, of CaixaBank Asset Management since 2015, of Digital Business of CaixaBank since 2016, and also of BPI Suisse since 2018. Víctor had also taken the responsability for directing CaixaBank Asset Management since 2019.
Since 2020, Víctor also is chairman of the board of CaixaBank Wealth Management Luxembourg.
Víctor has a degree in Economics from the University of Navarra (Spain 1997), as well as an MBA from IESE Business School in Barcelona.
She started her professional career in 2005 at Lehman Brothers, where she held different positions in Investment Banking, Equity Capital Markets (ECM) and Mergers & Acquisitions (M&A), based in different cities (London and Madrid).
She joined Barclays Capital in 2009 where she continued to develop her career in Investment Banking. He was part of the initial team for the creation of BarCap’s Iberia M&A department covering large corporations from different sectors.
Since 2011, she specialized in the area of Key Clients & Family Offices, first with Barclays Wealth and later joining the Wealth department (Altium) of CaixaBank.
She continued developing her professional career in CaixaBank Wealth as Director Wealth and Investment Advisor, always specialized in the area of UHNW Clients offering Independent Advisory.
She holds a degree in Business Management and Administration from CUNEF and a postgraduate degree in Financial Advisory.
She began her career at Barclays Bank, where she held different positions of responsibility in the Products and Business Development areas and, later, as Director of Planning and Strategy for Barclays Wealth.
She has more than 25 years of experience in developing technology projects related to financial markets for private banking.
In 2015 she joined CaixaBank as head of the Digital Systematics area of Private Banking and in 2018 she became the Chief Operating Officer of CaixaBank Wealth. She holds a degree in Business Studies from Madrid’s Complutense University.
Diego has been working in the financial sector for more than 26 years. He has worked for UBS in different business divisions (Investment Banking and Private Banking) based in different cities (London, Madrid and Zurich).
He started his professional career at Swiss Bank Corporation (SBC Warburg) London where he covered different business areas within investment banking and capital markets, geographic regions (Southern Europe, LatAm, Russia, Middle East and North Africa) and clients (institutional, supranational and sovereign wealth funds).
Subsequently, he was part of the initial team for the creation of UBS España S.A. (obtaining bank file, management file, incorporation of teams) where he ended up as Deputy General Manager in charge of UHNWI, Corporate and Real Estate. He was a member of the Europe committee for the Global Family Office area (Madrid-Zurich).
He then held the position of Managing Director of the Global Family Office division for the development of the Latin American market with special focus on “Familly Offices“, and corporate family wealth. At the end of 2016 he joined Caixabank as Head of Key Clients.
He holds a degree in Business Administration with a double major in Finance and Economics, and a Postgraduate degree in Economics.
Juan Gandarias began his professional career in the Corporate Banking area of Citibank. In 1988 he joined AB Asesores, where he became a partner and was a member of its Board of Directors. In 1999, following the acquisition of AB Asesores by Morgan Stanley, he assumed the position of CEO of Morgan Stanley SV.
Following the acquisition of Morgan Stanley SV by CaixaBank in 2008, he was appointed Director of Private Banking and Personal Banking of the entity, assuming these responsibilities until 2015. That same year, he became Territorial Director of Madrid, ending his time at CaixaBank as CEO of CaixaBank Payments&Consumer from 2019 to 2023.
He has served on numerous boards of directors and currently sits on several boards of CaixaBank group companies and acts as senior advisor to some Family Offices, as well as in some companies owned by private equity.
He holds a degree in Agricultural Engineering from the Universidad Politécnica de Madrid an MBA from IESE and has completed the “Value Creation Through Effective Boards” program at IESE & Harvard Business School.
With 24 years of professional experience, Álvaro has developed his entire career in the field of financial, legal and asset advisory services.
He began his career at Garrigues & Andersen in 1998, training in the financial tax advisory department. During his time as a senior associate, he specialized in the Private Equity sector and mergers and acquisitions (M&A).
In 2006 he joined and participated in the implementation of Barclays Wealth in Spain as head of Wealth Planning and, later on, as head of Private Banking for the HNWI and UHNWI segments.
In 2015 he joined CaixaBank where, among other responsibilities, he has actively participated in the development of the independent advisory model of Caixabank Wealth as Director Wealth and Investment Advisor of UHNWI clients.
He holds a law degree from the Universidad Autónoma de Madrid and a master’s degree in tax law from Garrigues European Studies Center.
With 27 years of professional experience, Susana has developed her entire career in the field of financial and wealth advisory.
She began her career at BBVA and later at Caja de Ahorros y Pensiones de Barcelona “la Caixa” (currently CaixaBank) in 1995.
In 2001 he joined Banca Privada, taking over the management of a private banking branch in 2008.
In 2020 she moved to CaixaBank Wealth as Director to promote the development of the independent advisory model.
She holds a degree in Business Administration and Management from the University Jaume I of Castellón, is certified by EFPA, CISI and Sustainable Investments and has completed programs at IESE and Headspring.
With more than 20 years of professional experience, Samantha has developed her entire career in the field of financial and wealth advisory.
She joined Caixabank in 2005, and later joined the Private Banking team, where she has held several responsibilities, being part of the high net worth team and participating from the beginning in the development of the independent advisory model of Caixabank Wealth.
She holds an Economics degree from the Universidad Pompeu Fabra, a
postgraduate degree in financial management and a master’s degree in Finance.
With almost 30 years in the financial sector, Andrés has developed his entire career in the field of financial and asset advisory services.
He began his career in 1994 at Grupo Argentaria, joining AB Asesores, S.V. in 1997, where he managed the Málaga office. In 1999, he joined Morgan Stanley as Executive Director, holding various responsibilities as Deputy to the Managing Director and Deputy to the Chief Executive Officer. In 2002, he was appointed Regional Director of the Southern Zone.
In 2008, after joining la Caixa, he became Territorial Director of Private Banking, Premier Banking and External Resources in Andalucía until 2016. Since then, he has been responsible for High Net Worth in the southern area of Spain, joining OpenWealth in June 2023.
He holds a degree in Law and Corporate Counsel (E-1) from Universidad Pontificia Comillas and an MBA from I.E. Business School.
With more than 20 years of professional experience, Rafael has developed his career in the field of real estate management, analysis, and consulting.
He began his activity in ACS in 2002 as Project/Construction Manager responsible for the construction of several high-volume investment buildings: Ciudad Financiera Banco Santander, and Hospital Puerta de Hierro.
In 2007, he joined Banco Santander where he held positions of responsibility related to the analysis and management of the group’s real estate assets.
In 2019, he joined Alantra as head of analysis of several real estate equity and alternative debt funds.
Most recently he worked at A&G as director of Asset Management responsible for the analysis, management, and strategic advice of real estate portfolios of UHNWI clients.
He holds a degree in Civil Engineering from the Universidad Politécnica de Madrid, an EMBA from IESE. In addition, he holds CFA, FRM, and LEED AP certifications.
Mario started his professional career as a consultant in the Governance, Risk, and Compliance (GRC) area at PricewaterhouseCoopers (PwC), where he acquired expertise in the Anti-Money Laundering (AML) department.
After his time at PwC, he joined OpenWealth at the beginning of the project in 2022, providing wealth consulting services to UHNW clients.
He holds a double degree in Law and Business Administration from the University of Extremadura, a Master’s in Stock Exchange and Financial Markets from the Instituto de Estudios Bursátiles (IEB), and an Excellence Programme in International Financial Markets from the London School of Economics (LSE).
Sonia has 36 years of experience in the financial sector, always in the field of Private Banking. She began her career at Banif Bank, managing unit trusts and investment funds.
She joined Privat Bank in 1998 as head of client portfolio management and monitoring. From the year 2000, she joined Banco Inversion in Risk Control, General Intervention (banking liability control), Financial Planning and Reporting, and was head of internal control for consultancy.
In 2007, she moved to the Private Banking arm of Bancaja, working across different areas. After the merger with CaixaBank, she continued to take on more responsibility in private banking. She is certified as an EFPA (European Financial Advisor) and in sustainable investments-ESG by the Pompeu Fabra University.